Neptune Insurance Holdings Inc. · Stock award · Class A Common Stock

What does this filing report?

An SEC Form 4 filing for Neptune Insurance Holdings Inc. records a stock award involving Class A Common Stock on September 30, 2026. The reported quantity was 75,288. The filing date is October 2, 2026. This is one transaction record; amounts are not allocated among any joint reporting owners.

The acquisition category describes how securities were received. It does not by itself establish a cash purchase of common stock. Read the transaction code definitionsand the original filing before interpreting the amounts.

Filing footnotes & remarks

F1

Represents shares of Class A Common Stock withheld by the Issuer to satisfy the Reporting Person's tax withholding obligations in connection with the vesting and settlement of restricted stock units on September 30, 2026. No shares were sold by the Reporting Person. The price reported in Column 4 is the closing price of the Class A Common Stock on the New York Stock Exchange on September 30, 2026.

F2

Includes 357,110 shares of Class A Common Stock underlying an award of time-based restricted stock units, as amended, which remain held directly by the Reporting Person. The restricted stock units vested as to 178,555 shares on September 30, 2026 and vest as to the remaining 357,110 shares in eight quarterly installments of 44,638 or 44,639 shares each on the last day of each calendar quarter thereafter through September 30, 2028, in each case subject to the continuous service of the Reporting Person through the applicable vesting date.

F3

Represents shares of Class A Common Stock underlying an award of time-based restricted stock units granted on September 30, 2026. The restricted stock units vest in four quarterly installments of 18,822 shares each on the last day of each calendar quarter from December 31, 2028 through September 30, 2029, in each case subject to the continuous service of the Reporting Person through the applicable vesting date.

F4

Includes 75,288 shares of Class A Common Stock underlying the award of time-based restricted stock units reported on this Form 4.

F5

The stock option fully vested upon the closing of (and became exercisable in connection with) the Issuer's initial public offering on October 2, 2025.

F6

The Reporting Person's Form 4 filed on October 3, 2025 inadvertently reported 95,000 stock options beneficially owned following the reported transactions in Column 9 of Table II. The correct amount was 95,500, as reported in Column 5 of Table II of that Form 4.

Footnotes are reproduced as plain text from the current source filing. For the full context, read the original SEC filing.